Terms of Service

Effective: February 22, 2025 Last Updated: February 22, 2025 Operated by: Assistant Hub

⚠️ Please read these Terms carefully. By using Assistant Hub you agree to be bound by them.

1. Acceptance of Terms

By accessing or using Assistant Hub ("the Service") at rmassistanthub.io, you agree to be bound by these Terms of Service. If you do not agree, do not use the Service. These Terms are a legally binding agreement between you and Assistant Hub ("we," "us," or "our").

2. Description of Service

Assistant Hub is a web-based AI assistant platform providing multi-provider AI chat (Google Gemini, Grok, local models), cryptocurrency market data and portfolio tools, AI-powered mentoring, and tiered subscription access. The Service is provided for informational and educational purposes only.

3. Eligibility

You must be at least 18 years of age (or the age of majority in your jurisdiction) to use this Service. By using the Service, you represent and warrant that you meet this requirement.

4. User Accounts

4.1 Registration

You may register with email/password or by connecting a crypto wallet (MetaMask, Coinbase Wallet). You are responsible for keeping your credentials confidential.

4.2 Accuracy

You agree to provide accurate, current, and complete registration information and to update such information as necessary.

4.3 Account Security

You are solely responsible for all activity under your account. Notify us immediately at [email protected] if you suspect unauthorized access.

4.4 Termination

We reserve the right to suspend or terminate your account at any time, with or without notice, for violation of these Terms or at our sole discretion.

5. Acceptable Use

You agree NOT to use the Service to:

Violate any applicable law or regulation
Harass, abuse, threaten, or harm any person
Attempt unauthorized access to the Service or its infrastructure
Scrape or systematically extract data without written permission
Reverse engineer, decompile, or disassemble any part of the Service
Generate spam, misinformation, or harmful content
Impersonate any person or entity
Circumvent rate limits, usage limits, or tier restrictions
Use the Service for illegal financial activity, money laundering, or fraud
Resell or redistribute access to the Service without written permission
Export or re-export the Service or any related technology in violation of U.S. export control laws, including to countries or persons subject to U.S. sanctions or export restrictions

We reserve the right to investigate and take appropriate action against violations, including account termination and referral to law enforcement.

6. Subscription Tiers and Payments

6.1 Free Tier

Free accounts are subject to daily message limits and feature restrictions shown on the Tiers page.

6.2 Paid Tiers

Pro and Premium tiers require payment via USDC on the Base network through the BANKR x402 protocol.

6.3 No Refunds

All payments are final and non-refundable unless otherwise required by applicable law. Cryptocurrency transactions are irreversible by nature.

6.4 Tier Changes

We may modify tier pricing, features, and limits at any time with reasonable notice.

7. User-Generated Content

By submitting content to the Service (including chat messages, prompts, or feedback), you grant Assistant Hub a non-exclusive, worldwide, royalty-free license to use, store, and process that content solely as necessary to operate and improve the Service. You represent that you own or have the necessary rights to submit such content and that it does not infringe any third-party rights.

8. AI-Generated Content Disclaimer

8.1 Not Professional Advice

All AI-generated responses are for informational and educational purposes only. They do not constitute financial, investment, legal, medical, or tax advice.

8.2 No Liability for AI Output

We are not responsible for any decisions you make based on AI-generated content. Always consult a qualified professional.

8.3 Third-Party AI Providers

AI responses are generated by third-party providers (Google Gemini, xAI Grok, Meta LLaMA, etc.) whose own terms of service also apply.

9. Cryptocurrency and Wallet Features

9.1 Read-Only Portfolio

Wallet connectivity is used for authentication and read-only portfolio viewing only. We never have access to your funds or private keys.

9.2 Not Financial Advice

Cryptocurrency prices and Oracle AI analysis are for informational purposes only. Crypto markets are volatile and you may lose money.

9.3 Your Responsibility

You are solely responsible for the security of your wallet and private keys. We cannot recover lost wallets or reverse blockchain transactions.

10. Intellectual Property

All content, code, design, branding, and functionality of the Service are the exclusive property of Assistant Hub, protected by U.S. and international intellectual property laws. These Terms grant only a limited, non-exclusive, non-transferable license to use the Service for its intended purpose. Any feedback or suggestions you submit may be used freely without compensation or attribution.

11. Copyright Infringement — DMCA Policy

11.1 Reporting Infringement

If you believe that content on the Service infringes your copyright, please send a written notice to our designated DMCA agent containing:

A physical or electronic signature of the copyright owner or authorized agent
Identification of the copyrighted work claimed to be infringed
Identification of the allegedly infringing material and its location on the Service
Your contact information (name, address, phone number, email)
A statement that you have a good-faith belief that the use is not authorized by the copyright owner
A statement, under penalty of perjury, that the information in the notice is accurate and that you are authorized to act on behalf of the copyright owner

11.2 DMCA Agent

Designated Agent: Assistant Hub
Email: [email protected]
Website: rmassistanthub.io

11.3 Counter-Notices

If you believe your content was removed in error, you may submit a counter-notice. We will process counter-notices in accordance with the DMCA (17 U.S.C. § 512). Repeat infringers will have their accounts terminated.

12. Privacy

Your use of the Service is governed by our Privacy Policy, incorporated into these Terms by reference.

13. Third-Party Services

The Service integrates with Google Gemini, xAI Grok, BANKR x402, CoinGecko, Etherscan, DeBank, Railway, and Cloudflare. We are not responsible for the availability or content of these services. Your use of third-party services is subject to their respective terms.

14. Disclaimer of Warranties

THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR UNINTERRUPTED/ERROR-FREE OPERATION. WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT ANY ERRORS WILL BE CORRECTED.

15. Limitation of Liability and Force Majeure

TO THE FULLEST EXTENT PERMITTED BY LAW, ASSISTANT HUB SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING CRYPTOCURRENCY LOSSES OR AI OUTPUT YOU ACT UPON. TOTAL LIABILITY SHALL NOT EXCEED AMOUNTS PAID BY YOU IN THE PRIOR 12 MONTHS.

We shall not be liable for any failure or delay in performance due to causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, pandemic, government action, internet or infrastructure outages, third-party service failures, or any other force majeure event.

16. Indemnification

You agree to indemnify, defend, and hold harmless Assistant Hub from any claims, damages, losses, liabilities, costs, and expenses (including attorney fees) arising from your use of the Service, your violation of these Terms, or your violation of any third-party rights.

17. Dispute Resolution — Binding Arbitration

17.1 Informal Resolution

Before initiating arbitration, you agree to contact us first and attempt to resolve any dispute informally by providing written notice of the dispute. We will attempt to resolve the dispute within 30 days of receipt.

17.2 Binding Arbitration

If informal resolution fails, any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved exclusively by binding arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules, rather than in court. The arbitration shall be conducted in English. The arbitrator's award shall be final and binding.

17.3 Class Action Waiver

YOU AND ASSISTANT HUB AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION. The arbitrator may not consolidate more than one person's claims and may not preside over any class or representative proceeding.

17.4 Exceptions

Either party may seek emergency injunctive or other equitable relief from a court of competent jurisdiction to prevent irreparable harm pending arbitration. Small claims court actions within applicable limits are also excluded from this arbitration requirement.

17.5 Governing Law

These Terms are governed by the laws of the United States of America. To the extent any dispute is not subject to arbitration, it shall be resolved in U.S. federal or state courts.

18. No Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of our right to enforce that provision or any other provision in the future. No waiver of any breach shall be deemed a waiver of any subsequent breach.

19. Severability and Entire Agreement

If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Assistant Hub regarding the Service and supersede all prior agreements or understandings.

20. Changes to Terms

We may modify these Terms at any time. We will notify users of material changes by updating the "Last Updated" date at the top of this page. Continued use of the Service after changes constitutes acceptance of the updated Terms.

21. Contact

Questions about these Terms? Email [email protected].

This is a general template, not legal advice. Consult a licensed attorney for guidance specific to your situation.